Legal

Terms & Conditions

Template — not yet legally reviewed. These Terms are a working draft. Before publishing, replace every [bracketed placeholder] and have the document reviewed by a qualified attorney for your jurisdiction and business model.

Last updated: [date]

1. Acceptance of terms

By using this website or our services, you agree to these Terms. If you do not agree, please do not use the site.

2. Nature of our service

Nano Business Funding is a financing resource operated by [Legal entity name]. We are not a bank or a direct lender. We help businesses review funding options and connect with third-party funding providers. We do not make credit decisions, issue funds, or set the rates, fees, or terms of any financing.

3. No guarantee of funding

Nothing on this site is an offer or commitment to lend. Eligibility criteria are starting points only and do not guarantee approval. All financing decisions, amounts, rates, and terms are made and set by third-party funding providers, subject to their underwriting.

4. Bookings and communications

Booking a call is not an application for credit. By contacting us or booking a call, you agree we may communicate with you about your inquiry. Describe consent for any phone/text/marketing communications and opt-out mechanics here, consistent with applicable law (e.g., TCPA): [specify actual consent language and opt-out].

5. Eligibility

You represent that you are at least 18 years old and authorized to act on behalf of the business you inquire about.

6. Third-party providers and links

We are not responsible for the products, services, terms, or content of third-party funding providers or linked websites. Your relationship with any funding provider is governed by that provider’s own agreements.

7. Intellectual property

The Nano Business Funding name, mark, and site content are owned by [entity] or its licensors and may not be used without permission.

8. Disclaimers

The site and its content are provided “as is” without warranties of any kind, to the fullest extent permitted by law. Information here is general and not financial, legal, or tax advice.

9. Limitation of liability

To the fullest extent permitted by law, [entity] is not liable for indirect, incidental, or consequential damages arising from your use of the site or services. [Confirm scope with counsel.]

10. Governing law

These Terms are governed by the laws of [state/jurisdiction], without regard to conflict-of-laws rules.

11. Changes

We may update these Terms from time to time. Continued use after changes means you accept the updated Terms.

12. Contact

Questions about these Terms can be sent to support@nanobusinessfunding.com or [mailing address].