How it works
From first call to funding, with no surprises.
The process is built to give you a clear read on your options before any hard credit pull or paperwork. Here’s exactly what to expect at each stage.
Book a short underwriting call
Pick a time that works and we’ll talk through your business, your goals, and how you actually use capital. Booking a call is not an application — it’s a conversation.
Review your options (soft inquiry)
Checking what you may qualify for is a soft inquiry that does not affect your credit score. We walk through the structures that fit — loan, line of credit, or revenue-based — in plain terms.
Decide if you want to proceed
If an option makes sense, you choose whether to move forward. At this stage a funding provider may request documentation (such as bank statements) and may run a hard credit inquiry to finalize an offer.
Review terms & get funded
You review the provider’s full terms, costs, and any fees before signing anything. If you accept, funding is arranged through the provider — often quickly, though timing depends on the product and your profile.
What you’ll likely need
Business basics
Your business name, industry, time in operation, and general revenue picture.
Bank statements
Recent business bank statements are commonly requested if you move toward an offer.
A valid ID
A government-issued ID to verify identity during a provider’s underwriting.
Requirements vary by funding provider. Additional documentation may be requested during review.
See your options — start with a call
A short underwriting conversation, no hard credit pull, no obligation.